Module 06 Flashcards
(101 cards)
What does Universal health coverage do according to the WHO?
- includes health promotion, prevention, treatment, rehabilitation, and palliative services
What are the two criteria that a country needs to meet to be classified as a provider of universal health coverage
- passed legislation
- essential service coverage
explain when a country has met criteria of passing legislation
- if they possess healthcare legislation that explicitly states that the entire population is covered under a specified health plan
explain when a country has met criteria of essential service coverage
- is based on the service coverage index which is rated on a scale from 0-100, and is a measure of essential health service coverage based on 4 components
- high score = high coverage
what are the 4 components of essential health service coverage
- Reproductive, maternal, newborn, and child health
- Infectious diseases
- Non-communicable diseases
- Service capacity and access
what are the 4 main methods used by countries to finance healthcare coverage
- social insurance
- self-coverage
- private health insurance
- employer based insurance
explain social insurance
- Employers and employees, including self-employed individuals, pay contributions towards health services
- Usually legislated by law and covers the entire population
- Wealthier people and companies often pay more into these funds
- Governments may contribute subsidies to provide increased funding
explain self-coverage
- Healthcare insurance is provided and financed by the government through tax payments
- Taxes such as income tax and sales taxes on goods are some examples that fund state-based coverage
- money is pooled by the government and used according to the country’s need
explain private health insurance
- Individuals purchase private healthcare insurance to cover the cost of healthcare services
- available to all at a nominal cost
explain employer based insurance
- Insurance is purchased by employers for their employees and financed through employer or join employer-employee contributions
- may be subsidized by the government
explain access to services
- provided at little or no cost to the individual
- close in proximity to where the individual resides
- comprehensive medical, dental, eye care, mental health, and pharmaceutical
what makes health services good quality
- Healthcare professionals have the resources they need to provide quality care
- Evidence-based healthcare services and policies
- Client-centered care
- Timely service
- Educated and efficient healthcare workers
what are the 3 different UHC systems
- single-payer coverage
- regulated private coverage
- mixed public-private
what country has a single-payer coverage system
UK
Which country has a regulated private coverage system
- netherlands
which country has a mixed public-private system
- france
explain the single-payer coverage system
-What is covered: Comprehensive care with NO copays at point of service
-Who is covered: All residents
-Financing & Care Delivery: Government finances health care with taxes & pays providers directly
explain the regulated private coverage system
- What is covered: Government-defined health benefits; deductibles for some services
- Who is covered: everyone is required to have insurance unless they qualify for an exception
- Financing & Care Delivery: People pay premiums for regulated private health coverage; insurers pay health providers
explain the regulated mixed public-private
- What is covered: Wide range of services with some cost sharing; private insurance fills gaps
- Who is covered: all residents
- Financing & Care Delivery: Government finances non-profit funds that pay providers; most people buy additional private insurance
what are the 4 underlying requirements that must be met before a country can claim they have reached UHC?
- Healthcare system
- finances
- access
- health workers
explain healthcare system that meets UHC requirements
- A high quality and efficient healthcare system that is able to meet priority health needs
explain finances that meet UHC requirements
- Financing that supports healthcare services and prevents financial hardships for medical care
explain access that meet UHC requirements
- To effective technology and medicine to diagnose and treat medical conditions
explain health workers that meet UHC requirements
- Sufficient capacity of well-trained and motivated health workers to meet the needs of patients