Insurance, etc. Flashcards

(55 cards)

1
Q

Objectification/Dehumanizations

A

Using pt as teaching tool in teaching hospital in direct view of pt, discussing case w/ colleagues in listening range of pt

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2
Q

Allostatic Overload

A

The wear and tear on the body and brain caused by chronically increased allostasis
*McEwen, 1998

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3
Q

Payment per patient (capitation)

A

Unit of payment = sum of pt’s tx (monthly or yearly)

  • pt registers w/ physician group
  • emphasis on primary care
  • fixed sum of $ per pt, regardless of # of services provided
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4
Q

Age/Gender Effects

A

Be aware of gender differences in communication styles

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5
Q

Transference

A

Relationship schemas

Beliefs, expectations, perceptions from the past informing the present

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6
Q

Who pays most healthcare financing in the US?

A

Government (46%)

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7
Q

Hospital payment per episode of hospitalization

A

Unit of payment = diagnosis-related groups (DRGs)

  • single (bundling) of payment of all services for 1 pt for entire stay
  • lump sum depends on pt dx
  • started in 1983 for Medicare pt’s
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8
Q

Physician Impairment

A

75% of cases are drug/ETOH related, 20% involve mental health

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9
Q

Fee-for-service

A

Unit of payment = procedure (inpt or output)

  • private insurance (UCR) gave way to payer determined fee schedules
  • Medicare (RBRVS) vary by geographic area
  • managed care PPOs: discounted fees
  • incentive for medical inflation
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10
Q

Hospital payment per institution

A

Unit of payment = global budget

  • complete (bundling) of services: hospitals receive fixed budget per yr
  • staff =-model HMOs w/ integrated hospitals
  • some public sector hospitals
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11
Q

Healthcare in Canada

A

Single-payer model, Canada Health Act (1984) - comprehensive, accessible, portable, universal, publicly administered
*paid by “fee for service” and fees are negotiated

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12
Q

Allostatic load types

A
  1. Repeated “hits” from multiple stressors (e.g. - child abuse @ same time every day, etc.)
  2. Lack of adaptation
  3. Prolonged response due to delayed shut down
  4. Inadequate response that leads to compensatory hyperactivity of other mediators
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13
Q

Countertransference

A

Physician’s relationship schemas

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14
Q

Boundary Crossings

A

Deviation from therapeutic activity that is harmless, non-exploitative, possibly supportive of therapy, slippery slope to boundary violation
E.g. - hug, excessive personal disclosure

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15
Q

Healthcare in Japan

A

Social insurance which is mandated

  • large employers: mandated to operate their own plans
  • smaller firms: employees enrolled in gov-managed insurance
  • community-based insurance: self-employed and retirees known as “national health insurance” administered by municipal gov
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16
Q

Consolidated Omnibus Budget Reconciliation Act (COBRA)

A

Job loss, still have the right to continue under group coverage up to 18mo after, must continue to pay premium
*1985

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17
Q

4 parts of Medicare

A

A: hospitAl insurance
B: Basic medical Bills
C: (parts A + B) delivered by private Companies
D: rx Drugs (the “donut hole”)

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18
Q

UK Health System

A

National Health Service (NHS) - primary/secondary/tertiary care triangle structure, general practitioner (GP) as “gate-keeper” is essential component, “pay for performance” has increased GP incomes

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19
Q

State Children’s Health Program (SCHIP)

A

Created in 1997 to provide fed funds to states for child health, Medicaid expansion, provides coverage to children @ or below 200% poverty level

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20
Q

Cognitive impairment

A

Provide written instructions for memory impaired pt’s, determine pt competency to understand and comply with tx rec’s, refer for eval if needed

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21
Q

Reporting Misconduct

A

AMA mandates that you must report in accordance w/ legal requirements in each state

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22
Q

Payment per episode of illness

A

Unit of payment = global surgical and other fees for an illness or episode

  • single (bundling) of payments for multiple services
  • shifts financial RISK from payer to provider
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23
Q

Affect (MSE)

A

The observable emotional state of the pt, short time scale (as opposed to mood which is longer)

24
Q

Preferred Provider Organization (PPOs)

A

PPO payer receives monthly premiums from subscribers and employers, pt req to select dr/hospital approved (“preferred”) by payer

25
Race Effects
Understand how a long h/o racism in countries like US have led to racial disparities in tx and minority distrust of healthcare professionals
26
2 Tier Capitation
Health plan must pay fee to referral service to register w/ the physician group your health plan then pays the physician by means of capitation
27
Report to who?
Med student? Dean of med school Resident? Residency director Physician? Division/hospital chief If conduct violates state licensing laws? Report to state licensing board If conduct violates criminal statutes? Report to law enforcement
28
Yerkes-Dodson Law
- performance and adaptive learning are optimal under moderate levels of stress - learning new/difficult tasks is optimal with low/moderate arousal levels - performance of well-learned tasks is optimal w/ moderate/high arousal levels
29
Sexual Violations
Sexual contact or inapprop sexual behavior in the room w/ a pt, etc
30
Pt Self-Determnination Act
Est that pt's must be given written info about their health care decision making rights and the institutional policy on advanced directives *1991
31
MedicaiD
Is for the Destitute - public assistance program jointly administered by fed gov and states - eligible if "low income", have young children, pregnant, or disabled
32
EMTALA
All hospitals receiving fed payments must screen and stabilize ER pt's, to prevent hospitals from dumping indigent pt's *1986
33
Payment per time
Unit of payment = salary of physician - payment per # of hrs - staff model HMO - public sector physicians, community clinic staff
34
Boundary Violations
Behavior that transgresses the limits of the professional relationship and has potential to cause harm E.g. - should not treat self, loved ones, not accept gifts from pt's, avoid relationships w/ pt or pt family, etc
35
Hospital payment per diem
Unit of payment = daily costs of pt - single (bundling) of payment of services for 1 pt for 1 day - usually includes utilization reviews on behalf of insurer
36
First-gen HMOs
Full-time salaried ("staff model") | - vertical integration, consolidated model, salaried physicians, global budget hospitals
37
Accountable Care Organizations (ACOs)
Authorized by ACA, bring together physician practices, labs, etc.; create budget targets
38
Language and Cultural Differences
Enlist interpreters/translators, be receptive to cultural beliefs, explanations and prohibitions
39
MedicarE
Is for the Elderly - Americans 65+ are eligible, covers spouse as well one they turn 65, also covers Americans w/ permanent disability - individuals pay into Social Security until age 65
40
Pt's Bill of Rights
Right to receive complete info, to refuse tx, and to know about hospital's financial conflicts of interest *1972
41
Dysregulation of HPA axis
Abnml cortisol levels found in: - anxiety disorders (high levels) - depression (high levels) - PTSD (high and low levels) - h/o child abuse (high levels) - professional burnout (high levels)
42
Healthcare in Germany
``` Social insurance (Bismarck model), "Sickness Funds" which every citizen must join, 90% are mandatory and 10% are voluntary - "Concerted Action" to control costs ```
43
Sexual Harassment
Unwanted and repeated verbal or physical advances, derogatory statements or sexually explicit remarks, or sexually discriminatory comments made by someone in the workplace
44
Sexual Impropriety
Performing intimate exam w/ no explanation, using the dr-pt relationship to solicit a date, discussing personal sexual experiences, prefs or fantasies
45
Dispersed model (US health care)
Multiple access points (pt choice or dr referral), more fluid roles for providers, less distinction in hospital care, higher value on tertiary care
46
ASEPTIC (for MSE)
``` Appearance Stream of mental activity Emotion Psych sx Thought Insight Cognition ```
47
Mental Health in physicians
Depression/anxiety elevated in medical students, suicide in physicians elevated compared to general public
48
Cost of healthcare in US per capita?
$7000, 2X as much as other developed/rich countries
49
Allostasis
Process of maintaining stability (homeostasis) | *Sterling and Eyer, 1988
50
Hospital payment per procedure
Unit of payment = fee for a procedure - traditional model (Blue Cross) - (reasonable cost) formula - itemized bill for procedures and charges: heavy administrative costs
51
Independent Practice Associations (IPAs)
Loose collection of private dr's who work in their own practices, contracts w/ HMO on behalf of the dr's - receives capitation payment from HMO and pays through capitation or fee-for-service
52
Capitation
Pt registers w/ physician group, fixed sum of $ per pt regardless of # of services provided
53
Sensory Impairment
Be prepared to utilize sign language interpreter or written materials
54
Protocol for conveying bad news to pt's
``` SPIKES: Setting up interview Perception of pt Invitation Knowledge Emotions/Empathy Strategy/Summary ```
55
Second-gen HMOs
Virtual integration, group model (prepaid group practice, contracts w/ IPAs), network model (mix of IPAs, home health agencies, pharmacies, etc.)