your hand is 9♦ 9♠

and dealer shows 4♥

**split**

your hand is A♦ 5♥

and dealer shows 7♠

**double down** if you can,

otherwise, **hit**

your hand is 3♣ 3♠

and dealer shows 9♥

**hit**

your hand is A♦ 8♥

and dealer shows 8♣

**stand**

your hand is A♠ 8♥

and dealer shows 6♦

**double down** if you can,

otherwise, **stand**

your hand is 10♦ 7♣

and dealer shows 9♥

**stand**

your hand is 5♦ 5♠

and dealer shows 2♥

**double down **if you can,

otherwise, **hit**

your hand is 3♠ 6♣

and dealer shows 7♦

**hit**

your hand is Queen♣ 3♦

and dealer shows 8♠

**hit**

your hand is 6♣ 6♠

and dealer shows 8♦

**hit**

your hand is A♠ 8♥

and dealer shows A♦

**stand**

your hand is 3♣ 7♠

and dealer shows 9♦

**double down** if you can,

otherwise, **hit**

your hand is 9♥ 4♠

and dealer shows 5♣

**stand**

your hand is 10♣ 4♥

and dealer shows 8♠

**hit**

your hand is A♣ 6♥

and dealer shows 5♠

**double down** if you can,

otherwise, **hit**

your hand is 7♣ 8♦

and dealer shows 9♠

**hit**

your hand is 7♠ 8♥

and dealer shows 3♣

**stand**

your hand is 4♥ 4♣

and dealer shows 2♠

**hit**

your hand is 2♠ 2♥

and dealer shows 7♣

**split**

your hand is 8♦ 4♠

and dealer shows 3♣

**hit**

your hand is A♠ 6♦

and dealer shows 8♣

**hit**

your hand is 5♣ 5♠

and dealer shows Jack♥

**hit**

your hand is Jack♣ 7♠

and dealer shows 6♥

**stand**

your hand is A♠ 4♣

and dealer shows 7♦

**hit**

your hand is A♣ 6♠

and dealer shows 10♥

**hit**

your hand is 7♦ 5♥

and dealer shows 8♣

**hit**

your hand is 3♦ 3♣

and dealer shows 2♥

**split if you can double down after splitting**

otherwise, **hit**

your hand is 9♦ 7♥

and dealer shows 3♠

**stand**

your hand is 6♣ 7♥

and dealer shows 9♠

**hit**

your hand is 6♠ 8♦

and dealer shows 2♣

**stand**

your hand is King♠ 7♦

and dealer shows A♥

**surrender** if you can,

otherwise, **stand**

your hand is 9♣ 8♦

and dealer shows 2♠

**stand**

your hand is Jack♠ 4♣

and dealer shows 5♦

**stand**

your hand is A♦ 8♥

and dealer shows 3♠

**stand**

your hand is 8♥ 8♣

and dealer shows 8♦

**split**

your hand is 6♠ 6♥

and dealer shows A♣

**hit**

your hand is 3♣ 3♠

and dealer shows King♦

**hit**

your hand is 6♣ 6♥

and dealer shows 3♦

**split**

your hand is 7♦ 5♣

and dealer shows A♥

**hit**

your hand is A♣ 6♥

and dealer shows 7♠

**hit**

your hand is 5♣ 5♥

and dealer shows A♦

**hit**

your hand is A♦ 2♣

and dealer shows 4♥

**hit**

your hand is 5♣ 5♥

and dealer shows 6♦

**double down** if you can,

otherwise, **hit**

your hand is A♦ 3♥

and dealer shows 5♣

**double down** if you can,

otherwise, **hit**

your hand is 2♥ 2♠

and dealer shows 3♣

**split if you can double down after splitting**

otherwise, **hit**

your hand is 6♦ 8♠

and dealer shows 9♣

**hit**

your hand is 9♣ 7♦

and dealer shows 5♥

**stand**

your hand is A♣ 3♥

and dealer shows 7♦

**hit**

your hand is 3♥ 9♠

and dealer shows 5♣

**stand**

your hand is Jack♠ 4♥

and dealer shows Queen♦

**hit**

your hand is A♣ A♠

and dealer shows anything

**split**

your hand is 8♦ 2♥

and dealer shows 2♠

**double down** if you can,

otherwise, **hit**

your hand is 5♠ 5♥

and dealer shows 5♣

**double down** if you can,

otherwise, **hit**

your hand is 8♦ 8♠

and dealer shows A♣

**surrender** if you can,

otherwise, **split**

your hand is 5♦ 8♣

and dealer shows 10♥

**hit**

your hand is 10♣ 2♠

and dealer shows 7♦

**hit**

your hand is 8♥ 8♣

and dealer shows 2♠

**split**

your hand is 4♦ 4♠

and dealer shows 6♥

**split if you can double down after splitting**

otherwise, **hit**

your hand is 3♦ 3♠

and dealer shows 7♥

**split**

your hand is A♥ 2♣

and dealer shows 3♠

**hit**

your hand is 7♠ 7♣

and dealer shows 4♦

**split**

your hand is A♥ 3♣

and dealer shows 3♠

**hit**

your hand is 2♣ 8♦

and dealer shows 6♠

**double down** if you can,

otherwise, **hit**

your hand is 6♠ 6♥

and dealer shows 5♦

**split**

your hand is King♦ 4♥

and dealer shows 7♣

**hit**

your hand is A♠ 8♦

and dealer shows 10♣

**stand**

your hand is 5♦ 4♣

and dealer shows 9♥

**hit**

your hand is 4♠ 4♥

and dealer shows A♣

**hit**

your hand is 7♠ 7♥

and dealer shows A♣

**hit**

your hand is 7♥ 7♣

and dealer shows 6♦

**split**

your hand is 6♦ 6♣

and dealer shows 9♥

**hit**

your hand is 7♦ Queen♣

and dealer shows 4♥

**stand**

your hand is 6♥ 9♣

and dealer shows 6♠

**stand**

your hand is 4♦ 4♥

and dealer shows 4♣

**hit**

your hand is Jack♦ 3♣

and dealer shows 2♠

**stand**

your hand is A♠ 5♥

and dealer shows 4♦

**double down** if you can,

otherwise, **hit**

your hand is A♣ 8♠

and dealer shows 7♥

**stand**

your hand is 9♥ 5♣

and dealer shows 8♠

**hit**

your hand is A♦ 6♠

and dealer shows 2♣

**hit**

your hand is A♦ 4♠

and dealer shows 3♥

**hit**

your hand is A♥ 3♦

and dealer shows 4♠

**hit**

your hand is 7♠ 7♦

and dealer shows 5♥

**split**

your hand is 8♥ 8♠

and dealer shows 7♣

**split**

your hand is A♣ 4♥

and dealer shows 8♦

**hit**

your hand is 5♣ 8♠

and dealer shows 4♥

**stand**

your hand is 6♠ King♥

and dealer shows 2♣

**stand**

your hand is 6♣ Queen♥

and dealer shows 4♦

**stand**

your hand is 2♣ 2♥

and dealer shows 6♦

**split**

your hand is A♥ 5♣

and dealer shows 6♦

**double down** if you can,

otherwise, **hit**

your hand is A♣ 5♠

and dealer shows Queen♥

**hit**

your hand is A♣ 6♠

and dealer shows A♦

**hit**

your hand is 6♥ 7♣

and dealer shows 3♦

**stand**

your hand is 3♦ 7♥

and dealer shows 7♠

**double down** if you can,

otherwise, **hit**

your hand is 3♦ 6♠

and dealer shows 5♣

**double down** if you can,

otherwise, **hit**

your hand is A♠ 2♦

and dealer shows 6♥

**double down** if you can,

otherwise, **hit**

your hand is 8♦ 9♠

and dealer shows 5♣

**stand**

your hand is King♥ 5♠

and dealer shows 5♣

**stand**

your hand is 4♥ Queen♠

and dealer shows 3♣

**stand**

your hand is 8♠ 8♣

and dealer shows 6♦

**split**

your hand is 6♠ 4♥

and dealer shows 10♦

**hit**

your hand is A♣ 3♠

and dealer shows 8♦

**hit**

your hand is 8♠ 8♣

and dealer shows Queen♦

**split**

your hand is A♥ 2♣

and dealer shows 2♠

**hit**

your hand is A♠ 4♣

and dealer shows 6♥

**double down** if you can,

otherwise, **hit**

your hand is 2♦ 9♠

and dealer shows anything

**double down** if you can,

otherwise, **hit**

your hand is A♠ 8♦

and dealer shows 5♥

**stand**

your hand is 9♠ 9♦

and dealer shows 7♥

**stand**

your hand is 4♠ 5♣

and dealer shows 8♦

**hit**

your hand is 3♦ 7♠

and dealer shows 4♣

**double down** if you can,

otherwise, **hit**

your hand is King♣ 3♠

and dealer shows 7♥

**hit**

your hand is 10♣ 10♠ (or any combination adding up to 20)

and dealer shows anything

**stand**

your hand is 2♥ 10♦

and dealer shows 10♣

**hit**

your hand is 7♦ 5♣

and dealer shows 2♠

**hit**

your hand is A♠ 7♥

and dealer shows Jack♦

**hit**

your hand is 5♣ 5♠

and dealer shows 9♦

**double down** if you can,

otherwise, **hit**

your hand is A♠ 7♦

and dealer shows 3♥

**double down** if you can,

otherwise, **stand**

your hand is 7♥ 7♠

and dealer shows 3♣

**split**

your hand is 7♥ 7♠

and dealer shows 9♣

**hit**

your hand is A♥ 5♦

and dealer shows A♣

**hit**

your hand is 5♠ 5♥

and dealer shows 7♣

**double down** if you can,

otherwise, **hit**

your hand is 4♠ 4♦

and dealer shows 3♥

**hit**

your hand is Jack♥ 7♠

and dealer shows 10♣

**stand**

your hand is 9♦ 9♠

and dealer shows 2♣

**split**

your hand is 3♣ 3♥

and dealer shows 6♦

**split**

your hand is A♥ 6♠

and dealer shows 9♣

**hit**

your hand is 6♣ 8♠

and dealer shows A♥

**hit**

your hand is 3♣ 3♠

and dealer shows 5♦

**split**

your hand is 2♠ 2♥

and dealer shows 8♣

**hit**

your hand is 6♣ 2♠

and dealer shows 2♥

**hit**

In fact, if your hand is 8 or lower, you should hit no matter what the dealer shows.

your hand is 3♣ 3♥

and dealer shows 8♦

**hit**

your hand is 8♦ 8♣

and dealer shows 5♥

**split**

your hand is A♣ 3♥

and dealer shows 9♠

**hit**

your hand is 9♦ 9♠

and dealer shows 6♥

**split**

your hand is A♦ 6♥

and dealer shows 3♠

**double down** if you can,

otherwise, **hit**

your hand is A♣ 7♦

and dealer shows 7♥

**stand**

your hand is 9♥ 3♣

and dealer shows 8♦

**hit**

your hand is 8♠ 8♣

and dealer shows 4♥

**split**

your hand is 4♥ 4♣

and dealer shows 5♦

**split if you can double down after splitting**

otherwise, **hit**

your hand is 10♦ 6♠

and dealer shows 9♣

**surrender** if you can,

otherwise, **hit**

your hand is A♠ 7♣

and dealer shows 9♦

**hit**

your hand is 2♦ 2♥

and dealer shows Jack♣

**hit**

your hand is 7♣ 7♠

and dealer shows 10♦

**hit**

your hand is A♠ 5♣

and dealer shows 3♥

**hit**

your hand is 2♣ 2♦

and dealer shows A♠

**hit**

your hand is 4♥ 7♦

and dealer shows anything

**double down **if you can,

otherwise, **hit**

your hand is 7♠ 4♦

and dealer shows 2♣

**double down** if you can,

otherwise, **hit**

your hand is A♣ 4♥

and dealer shows 5♦

**double down** if you can,

otherwise, **hit**

your hand is 6♦ 3♣

and dealer shows A♠

**hit**

your hand is A♣ 7♦

and dealer shows 6♠

**double down** if you can,

otherwise, **stand**

your hand is 6♥ 9♦

and dealer shows 4♣

**stand**

your hand is A♥ 3♠

and dealer shows A♦

**hit**

your hand is 6♠ 4♥

and dealer shows 3♦

**double down** if you can,

otherwise, **hit**

your hand is 5♣ 5♦

and dealer shows 8♥

**double down** if you can,

otherwise, **hit**

your hand is A♣ 8♠

and dealer shows 2♥

**stand**

your hand is A♦ 2♥

and dealer shows 10♠

**hit**

your hand is 6♦ 6♠

and dealer shows 4♥

**split**

your hand is A♠ 4♣

and dealer shows 4♥

**double down** if you can,

otherwise, **hit**

your hand is 6♥ 6♣

and dealer shows 6♠

**split**

your hand is A♣ 6♠

and dealer shows 6♥

**double down** if you can,

otherwise, **hit**

your hand is 9♥ 9♣

and dealer shows A♠

**stand**

your hand is A♠ 3♣

and dealer shows King♦

**hit**

your hand is 6♦ 4♠

and dealer shows 5♥

**double down** if you can,

otherwise, **hit**

your hand is 7♥ 7♠

and dealer shows 8♣

**hit**

your hand is A♦ 2♣

and dealer shows 9♠

**hit**

your hand is Jack♦ 5♣

and dealer shows 7♠

**hit**

your hand is 6♥ 3♣

and dealer shows 10♦

**hit**

your hand is A♥ 4♠

and dealer shows A♣

**hit**

your hand is 6♠ King♥

and dealer shows Queen♣

**surrender** if you can,

otherwise, **hit**

your hand is 5♦ Queen♠

and dealer shows 8♣

**hit**

your hand is A♠ 7♦

and dealer shows 8♥

**stand**

your hand is 7♣ King♠

and dealer shows 3♥

**stand**

your hand is 5♦ 5♥

and dealer shows 3♠

**double down** if you can,

otherwise, **hit**

your hand is 9♦ 9♥

and dealer shows 5♠

**split**

your hand is Queen♠ 7♣

and dealer shows 8♥

**stand**

your hand is 7♦ King♥

and dealer shows 7♠

**stand**

your hand is 8♣ 8♦

and dealer shows 3♠

**split**

your hand is 6♥ 4♠

and dealer shows A♣

**hit**

your hand is 4♠ 4♣

and dealer shows 7♦

**hit**

your hand is A♥ 7♦

and dealer shows 2♠

**double down** if you can,

otherwise, **stand**

your hand is 6♠ 4♣

and dealer shows 8♥

**double down** if you can,

otherwise, **hit**

your hand is A♠ 4♣

and dealer shows 2♦

**hit**

your hand is King♥ 3♠

and dealer shows A♦

**hit**

your hand is 6♦ 3♣

and dealer shows 3♠

**double down** if you can,

otherwise, **hit**

your hand is 2♣ 2♦

and dealer shows 2♥

**split if you can double down after splitting**

otherwise, **hit**

your hand is A♣ 7♠

and dealer shows 5♦

**double down** if you can,

otherwise, **stand**

your hand is 6♦ Jack♥

and dealer shows 7♣

**hit**

your hand is 7♣ 7♦

and dealer shows 7♠

**split**

your hand is 4♣ 4♥

and dealer shows 9♦

**hit**

your hand is 7♦ 7♠

and dealer shows 2♥

**split**

your hand is 3♥ 3♣

and dealer shows 3♠

**split if you can double down after splitting**

otherwise, **hit**

your hand is A♥ 8♣

and dealer shows 9♠

**stand**

your hand is 6♦ 10♣

and dealer shows A♠

**surrender** if you can,

otherwise, **hit**

your hand is 4♠ 4♥

and dealer shows Jack♦

**hit**

your hand is A♠ 4♥

and dealer shows King♣

**hit**

your hand is 9♥ 9♦

and dealer shows 3♠

**split**

your hand is 2♣ 2♦

and dealer shows 9♥

**hit**

your hand is 5♠ 5♥

and dealer shows 4♣

**double down** if you can,

otherwise, **hit**

your hand is 5♦ Jack♠

and dealer shows 2♥

**stand**

your hand is 10♣ 2♦

and dealer shows 4♠

**stand**

your hand is A♠ 4♣

and dealer shows 9♥

**hit**

your hand is 2♦ 2♥

and dealer shows 5♠

**split**

your hand is 6♣ 7♥

and dealer shows 6♦

**stand**

your hand is A♥ 5♦

and dealer shows 2♠

**hit**

your hand is 9♥ 9♠

and dealer shows 8♣

**split**

your hand is A♣ 5♥

and dealer shows 9♠

**hit**

your hand is 6♦ 9♠

and dealer shows Queen♣

**surrender** if you can,

otherwise, **hit**

your hand is 5♠ 9♥

and dealer shows 4♣

**stand**

your hand is 6♦ 3♣

and dealer shows 6♠

**double down** if you can,

otherwise, **hit**

your hand is 8♣ 4♥

and dealer shows 9♠

**hit**

your hand is A♥ 2♣

and dealer shows A♦

**hit**

your hand is 9♣ 9♠

and dealer shows King♥

**stand**

your hand is 9♠ 7♣

and dealer shows 8♥

**hit**

your hand is A♦ 3♠

and dealer shows 6♣

**double down** if you can,

otherwise, **hit**

your hand is A♥ 2♣

and dealer shows 7♠

**hit**

your hand is 5♣ 4♦

and dealer shows 4♥

**double down** if you can,

otherwise, **hit**

your hand is A♣ 5♦

and dealer shows 9♥

**hit**

your hand is King♦ 5♠

and dealer shows A♣

**surrender** if you can,

otherwise, **hit**

your hand is 9♠ 9♣

and dealer shows 9♦

**split**

your hand is 6♠ King♣

and dealer shows 6♥

**stand**

your hand is King♣ 4♠

and dealer shows 6♥

**stand**

your hand is A♠ 5♥

and dealer shows 5♣

**double down** if you can,

otherwise, **hit**

your hand is A♥ 7♦

and dealer shows 4♣

**double down** if you can,

otherwise, **stand**

your hand is A♦ 8♥

and dealer shows 4♠

**stand**

your hand is 3♠ 3♥

and dealer shows A♣

**hit**

your hand is 6♣ 6♦

and dealer shows 7♠

**hit**

your hand is 3♠ 3♣

and dealer shows 4♥

**split**

your hand is 6♦ 6♣

and dealer shows 2♥

**split if you can double down after splitting**

otherwise, **hit**

your hand is 6♥ 6♣

and dealer shows King♠

**hit**

your hand is A♥ 2♣

and dealer shows 8♦

**hit**

your hand is 2♣ 2♦

and dealer shows 4♥

**split**

your hand is A♦ 3♥

and dealer shows 2♣

**hit**

your hand is 5♥ 4♠

and dealer shows 2♦

**hit**

your hand is 4♦ 4♠

and dealer shows 8♣

**hit**

your hand is 8♦ 8♥

and dealer shows 9♠

**split**

your hand is A♥ 6♦

and dealer shows 4♣

**double down** if you can,

otherwise, **hit**

your hand is A♥ 2♣

and dealer shows 5♦

**double down** if you can,

otherwise, **hit**

your hand is A♦ 5♥

and dealer shows 8♣

**hit**

your hand is 4♠ 8♣

and dealer shows 6♦

**stand**