NEW LITERACIES DAY2 Flashcards

(30 cards)

1
Q

The ability to make informed judgments and make effective decision regarding the use and management of money

A

financial literacy

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2
Q

comprehensive statement of an individual’s long term objectives for security and well-being and detailed savings and investing strategy for achieving the objectives

A

financial plan

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3
Q

an estimation of revenue and expenses over a specified future period of time and is usually compiled and reevaluated on s periodic basis

A

budget

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4
Q

the process of creating a plan to spend money

A

budgeting

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5
Q

when you have saved more money that what you expect at a time of need, consider _______ to earn more interest

A

investment/investing

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6
Q

set money aside (extra money)

A

saving

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7
Q

setting aside a little money for emergencies

A

emergency savings fund

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8
Q

a contract (in the form of policy) between policy holder and the insurance company, whereby the company agrees to compensate for any financial loss from specific insured events

A

insurance

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9
Q

type of insurance that compensates beneficiaries upon the death of the policyholder

A

life insurance

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10
Q

types of life insurance

*simplest/cheapest
*entails low premium requirements
*no benefit if the policy holder outlives the term period set

A

term

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11
Q

types of life insurance

*both life protection and investment
*no maturity age

A

Variable Universal Life
(VUL)

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12
Q

types of life insurance

*provides coverage for the policy holder’s entire life or until they reach 100 years old
*offers permanent protection
*requires higher premiums

A

whole life

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13
Q

types of life insurance

*most specific
*grants a lump sum after a specified amount of time ore upon death
*saving up for specific purposes
*guarantees returns

A

endowment

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14
Q

considers the ecological systems and awareness of how society operates within natural aspects as an educational imperative

A

eco-literacy

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15
Q

a school that engages the school community, especially children, in critical thinking and learning by adopting participatory, practical and collaborative approaches to work

THE SCHOOL SHOULD EDUCATE THE STUDENTS ABOUT ECO-LITERACY

A

GREEN SCHOOL

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16
Q

A GREEN SCHOOL ADHERES TO THE FOLLOWING PRECEPTS

*focuses mainly on acquisition of knowledge and understanding of surroundings and related issues

A

learning ABOUT the environment

17
Q

A GREEN SCHOOL ADHERES TO THE FOLLOWING PRECEPTS

refers to the process of learning WHILE BEING ENGAGED with environment inside and outside the classroom

A

learning THROUGH the environment

18
Q

A GREEN SCHOOL ADHERES TO THE FOLLOWING PRECEPTS

aims at developing an informed response and responsibility towards the environment beyond acquisition of skills and knowledge

A

learning FOR the environment

19
Q

entails the development of social skills, knowledge and positive human values towards desire and ability in human being to act and react positively and responsibly in a wide range of complex social setting

A

social literacy

20
Q

PEOPLE SKILLS/SOFT SKILLS

people with high social assertiveness have more focused energy and more clarity in their interaction

A

being socially assertive

21
Q

PEOPLE SKILLS/SOFT SKILLS

people with great presence take it easy in making connections

A

crafting a memorable presence

22
Q

PEOPLE SKILLS/SOFT SKILLS

knowing how to present one’s self and in turn gets one’s message across

A

mastering communication

23
Q

PEOPLE SKILLS/SOFT SKILLS

people who can sustain lasting confidence are able to conquer their shyness, avoid awkwardness, and get through their anxiety

A

sustaining lasting confidence

24
Q

PEOPLE SKILLS/SOFT SKILLS

they are people whom others may fond of listening to and discussing with

A

being an excellent conversationalist

25
levels of interaction first five minutes
first impression (time to decide if someone is worth getting to know)
26
levels of interaction first five hours
rapport building
27
levels of interaction first five days
ultimate level of trust and connection
28
it is about understanding ethnic groups that compromise the population and focuses on complex issues of identity, diversity and citizenship
multicultural literacy
29
aims to address issues of globalization, racism, diversity and social justice
global literacy
30
refers to skills, values and behaviors that prepare young people to thrive in a diverse, interconnected and rapidly changing world
global competence