Identity Proofing

Question 1

What must a remote online notary public do if they do not have satisfactory evidence of a remotely located individual’s identity?

Answer 1

Verify the individual’s identity through two different types of identity proofing

This includes both credential analysis and knowledge-based authentication.

Question 2

What is the minimum requirement for credential analysis in identity verification?

Answer 2

Use automated software processes to verify the identity credential

This helps ensure the validity of the identity credential presented by the remotely located individual.

Question 3

What types of tests must an identity credential pass according to sound commercial practices?

Answer 3

Authenticity test, integrity test, and fraud detection

These tests confirm that the identity credential is not fraudulent or inappropriately modified.

Question 4

What is required for the remote online notary public to visually compare during the verification process?

Answer 4

Information and photograph on the identity credential and the remotely located individual

This comparison must be made in real-time using communication technology.

Question 5

What is the minimum number of questions a remotely located individual must answer for knowledge-based authentication?

Answer 5

Five (5) questions

These questions relate to the individual’s personal history or identity.

Question 6

What is the minimum percentage of questions that must be answered correctly for successful knowledge-based authentication?

Answer 6

Eighty percent (80%)

This is required to pass the knowledge-based authentication quiz.

Question 7

How many possible answer choices must each question in the knowledge-based authentication quiz have?

Answer 7

A minimum of five (5) possible answer choices

This ensures a range of options for the individual to choose from.

Question 8

What is the time limit for answering all questions in the knowledge-based authentication quiz?

Answer 8

Two (2) minutes

This time constraint adds urgency to the authentication process.

Question 9

What happens if the remotely located individual fails the first attempt at the knowledge-based authentication quiz?

Answer 9

They may retake the quiz one time within twenty-four (24) hours

This allows for a second chance at verification.

Question 10

What is the minimum percentage of prior questions that must be replaced during a retake of the quiz?

Answer 10

Forty percent (40%)

This ensures that the individual is not answering the same questions again.

Question 11

What restriction is placed on the remotely located individual after failing the second attempt at the quiz?

Answer 11

They cannot retry with the same remote online notary public within twenty-four (24) hours

This prevents repeated attempts in a short time frame.

Question 12

What must the remote online notary public not be able to do during the knowledge-based authentication process?

Answer 12

See or record the questions or answers

This ensures the privacy and integrity of the authentication process.