Travel medical insurance

Question 1

What are the limitations of regular individual travel insurance?

Answer 1

Coverage is only for outside the country of domicile and for a limited time during 12 months.

Question 2

Why is regular individual travel insurance unsuitable for crew members?

Answer 2

Crew members are outside their country of residence for the majority of the time.

Question 3

What type of insurance is purchased for crew members?

Answer 3

Group medical insurance is purchased.

Question 4

What does a group policy cover?

Answer 4

It covers all employees for 12 months, includes any nationality worldwide, and is in addition to the person’s national/state or private insurance.

Question 5

What does the group medical insurance not cover?

Answer 5

It does not cover the person in their country of residence.

Question 6

What medical expenses does the group medical insurance cover?

Answer 6

It covers ambulance, hospital, and surgery expenses to get the person back to work or transportation back to their country of domicile.

Question 7

When does the group medical insurance cover employees?

Answer 7

It covers employees onboard while working or traveling to/from the vessel for work purposes.

Question 8

When does the group medical insurance not cover employees?

Answer 8

It does not cover employees while on holiday or out of work activities.